Serving Dealers of Fine Pre-Owned Vehicles for More Than 28 Years

Access to consumer data from the leading national
credit bureau services: Experian, Equifax and TransUnion


We offer access to reports from the leading national credit companies, Experian, Equifax and TransUnion. Credit Reports contain information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer. Credit Reports also include Scores (FICO and Vantage), and public records such as judgments, liens, and bankruptcies. Credit Reports may include previous employers, addresses and other names used.


FICO Scores

Lenders use FICO scores to statistically rate the likelihood that a consumer will pay the requested loan. Dealers use FICO scores to match applicants with the appropriate lender and program. Through 700Credit integrations DealerClick offers ALL FICO scores available, i.e., standard bankruptcy, automotive enhanced, classic scores, and next generation scores.

Vantage Score

Vantage Score is a generic credit scoring model that opens doors to the opportunities that having credit creates. Created by the three major credit reporting companies, Vantage Score’s highly predictive model uses an innovative scoring methodology to provide lenders with a consistent interpretation of consumer credit files across all three major credit reporting companies, and the ability to score a broad population. This means lenders can help more credit-worthy borrowers, and millions of Americans who use credit infrequently can be accurately scored.

Credit Report Summary

Credit Report Summary provides a “snapshot” of activity in the credit report. Returned at the top of the report, it helps analyze the most significant factors in a consumer’s credit file. This powerful tool contains many key calculations from the credit profile giving you a picture of the consumer’s debt, monthly obligations and payment history. Also, users are alerted to derogatory items like public records, number of collection accounts, number of derogatory accounts and more.


"We have been loyal customers DealerClick for almost 10 years now and cannot say enough positive things about these folks. So far it's worked out great. Give them a call and a chance to earn your business. We're glad we did."

-David Bluestein, Foreign Motorcars


Not a happy DealerClick customer yet?

Here are a few features about how our revolutionary
Dealer Management Software can help your business