Access to consumer data from the leading nationalcredit bureau services: Experian, Equifax and TransUnion
We offer access to reports from the leading national credit companies, Experian, Equifax and TransUnion. Credit Reports contain information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer. Credit Reports also include Scores (FICO and Vantage), and public records such as judgments, liens, and bankruptcies. Credit Reports may include previous employers, addresses and other names used.
Eliminate the guesswork when working a deal! What if you knew your customer’s FICO score and auto credit profile as soon as they walked into your dealership – or drive in for service? What if you had a solution to prioritize inbound leads before you pick up the phone? QuickScreen is integrated with your DealerClick CRM & DMS, so it is easy to access, easy to use. QuickScreen gives you visibility into your customer’s credit profile before you work a deal, so you can work the right deal, right away, saving time and preventing a potentially uncomfortable situation for your customer.
Lenders use FICO scores to statistically rate the likelihood that a consumer will pay the requested loan. Dealers use FICO scores to match applicants with the appropriate lender and program. Through 700Credit integrations DealerClick offers ALL FICO scores available, i.e., standard bankruptcy, automotive enhanced, classic scores, and next generation scores.
Vantage Score is a generic credit scoring model that opens doors to the opportunities that having credit creates. Created by the three major credit reporting companies, Vantage Score’s highly predictive model uses an innovative scoring methodology to provide lenders with a consistent interpretation of consumer credit files across all three major credit reporting companies, and the ability to score a broad population. This means lenders can help more credit-worthy borrowers, and millions of Americans who use credit infrequently can be accurately scored.
Credit Report Summary
Credit Report Summary provides a “snapshot” of activity in the credit report. Returned at the top of the report, it helps analyze the most significant factors in a consumer’s credit file. This powerful tool contains many key calculations from the credit profile giving you a picture of the consumer’s debt, monthly obligations and payment history. Also, users are alerted to derogatory items like public records, number of collection accounts, number of derogatory accounts and more.